Help to Buy: Scotland


Buying a new build house in Scotland is now a lot easier with the government’s Help to Buy Scotland Affordable New Build Scheme.

The scheme offers homebuyers in Scotland the chance to apply for an equity loan of 15% from the Scottish Government. The scheme is designed to help first time buyers, as well as existing homeowners, buy a new build home from a participating home builder - so long as this will be their only property.

Your mortgage lender will usually require a minimum 5% deposit, with your total mortgage and deposit amounting to at least 85% of the total cost of the new house. Your mortgage must be from a qualifying lender and has to be a repayment not interest-only mortgage.

If you want to buy a new build home using the Help to Buy scheme, the property purchase price cannot be more than the threshold price. The threshold price is £200,000 for the financial years 2018-19, 2019-20 and 2020-21.

Find out more about the Help to Buy (Scotland) scheme.

Looking to find your new Lovell Home in Scotland? Take a look at our latest developments.

Looking for our Help to Buy Calculator?

Borland Walk, Glassford

Borland Walk is a stunning collection of new build houses for sale in Glassford near Strathaven. See how help to buy can help you at Lovell Homes today.

Borland Walk Lovell Web Banner Wc 22 Apr)

Lochside Grange, Kinghorn

Lochside Grange from Lovell Homes is an exciting collection of houses for sale in Kinghorn near Kirkcaldy. Discover these stunning properties today.


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